Soumojit Shome

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💸 FinanceAI – AI-Powered Financial Intelligence Platform ​

🚀 Excited to present our Hack4Bengal project from Sister Nivedita University (SNU) – FinanceAI, an AI-powered financial intelligence platform built to make personal finance smarter, safer, and more accessible, especially for young adults and first-time investors.

FinanceAI Home

FinanceAI is your smart financial partner – combining intelligent expense tracking, personalized investment advice, and secure financial planning,view market trends in one sleek platform. Built for young adults and modern investors, it brings AI, and intuitive design together to make finance easy and powerful.

🎯 Problem We’re Solving ​

Most people find managing their finances frustrating. Here's why:

  • 📉 No personalized advice – One-size-fits-all doesn’t work
  • 💸 Messy expense tracking – Manual tracking is painful
  • 🌀 Investment confusion – Too many options, no clear guidance
  • 🔐 Security worries – People don’t trust sharing financial info online
  • 📚 Low financial literacy – Finance terms are often overwhelming

🌟What Makes FinanceAI Special? ​

  • 🤖 AI-Based Financial Advisor: Receive truly personalized investment advice tailored to your income, risk profile, and financial goals.
  • 📊 Real-Time Investment Suggestions: Instantly discover the best SIPs, FDs, and market trades for your unique situation.
  • 💬 Conversational AI Chatbot: Ask complex financial questions in natural language and get clear, actionable answers.
  • 🧮 Tax Optimizer : Effortlessly calculate your taxes and unlock smart savings strategies.
  • 🔒 Security-First Design: Web3 Civic authentication, and full control over your financial data.

🤖 Smart Features You’ll Love: ​

  • 🎯 AI-Based Financial Advisor
    Personalized advice based on your income, risk, and goals

Dashboard

🧠 Intelligent Risk Profiling ​

  • Analyzes age, savings, income-to-expense ratio, and risk tolerance

📊 Real-time Investment Suggestions ​

  • Includes SIPs, FDs, and market trades

Dashboard

💬 Conversational AI Chatbot ​

Ask complex financial questions using natural language

Dashboard

🔒 Security-First Design: ​

  • 🆔 Web3 Civic Auth for decentralized identity verification
  • 🔐 End-to-end encrypted data storage
  • 🔓 You control your data – no third-party dependency

Auth

💰 Expense & Budget Management: ​

  • 🧾 Automatic Expense Categorization
  • 📉 Spending Pattern Predictions
  • 💡 Budgeting Tips & Goal Tracking

Expenses

📬 More Features: ​

  • ✉️ Email Alerts for budget breaches

mail

🧮 Tax Optimizer powered by TaxVox ​

Calculates your tax & suggests savings strategies

Tax

🛠️ Tech Stack ​

💻 Frontend ​

  • React 18 ⚛️
  • Vite ⚡
  • Tailwind CSS 💅
  • shadcn/ui 🧩
  • React Router & Query 🧭

🌐 Backend ​

  • Node.js 🚀
  • MongoDB 🍃
  • Nodemailer
  • JWT Authentication 🔐
  • CORS + .env configuration

🤖 AI & Intelligence ​

  • Google Gemini 2.5 Flash ⚡🧠
  • Custom Risk Profiling Algorithm
  • Prompt Engineering

🔐 Authentication ​

  • Civic Web3-based Identity Verification

🧠 UX & Design Principles ​

✨ Key Features: ​

  1. 📈 Smart Dashboard – All your finances in one view
  2. 📊 Expense Analyzer – AI categorization & visual trends
  3. 🤖 AI Investment Advisor – Personalized tips & predictions
  4. 👤 User Profile Management
  5. 🛡️ Security Center – Transparent data policies
  6. 💬 Finance Chatbot – Ask, learn, invest
  7. 💸 Tax Optimizer – Know, plan, save

🎨 Design Aesthetics: ​

  • 🧊 Glassmorphism UI – Sleek and modern
  • 🌈 Green Financial Gradients
  • 📉 Interactive Charts & Graphs
  • 🦾 Micro-interactions & animations

🔮 What’s Next ​

🔧 Phase 1: ​

  • 📱 Native Mobile App (Android/iOS)
  • 📉 Credit Score Monitoring AI
  • 📂 Financial Health Analysis from Docs
  • 🛠️ Blockchain + IPFS Secure Storage
  • 🎯 Investment & Goal Tracking

🏢 Phase 2: ​

  • 👥 Multi-User Family/Team Accounts
  • 🔌 3rd-Party API Marketplace
  • 📈 Enterprise-Grade Predictive Analytics

💻 Video ​

👥 Team Last Brain Cell ​

Copyright © 2025 Soumojit Shome